Independent Financial Advisors, LLC (IFA)

IFA does not sell proprietary products or have behind-the-scenes marketing arrangements that can lead to conflicts of interest.

Our full-service institutional retirement and investment advisory practice serves all types of ERISA retirement plans. We work with you in addressing your organization's unique financial, operational and human resource objectives. We build on our working knowledge of different types of client organizations and design, implement and oversee a program that is specific to you.

We take a team-based approach to solving client problems and reward collaboration, not competition. So, if your needs require it, we will bring in other experts who can provide a more specialized perspective on your particular area of concern. We believe that each client is unique and that the financial solution should be unique as well. Your IFA investment advisor takes time to understand your organization's goals so that we select a retirement plan provider that makes sense for you. IFA will work with you to manage and monitor the quality and competitiveness of your company’s retirement plan(s).

• Benchmarking

• Fiduciary Review Services

• Company Retirement Plan Services

• Vendor Selection

• Plan Cost Analysis and Fee Negotiation

• Asset Allocation Modeling

• Manager Research and Selection

• Employee Financial Education Coordination

Range of Services:

Benchmarking - We measure your plan against others in your industry.  We compare your plan to national norms and make comprehensive recommendations for improvement. Our criteria include plan design, investments, total plan costs, compliance, and technology.

Vendor Selection - We develop criteria that will match the right vendors to your organization's needs. Then we create an RFP, analyze vendor proposals, make our recommendation, and help implement the plan you select. An investment policy statement serves as the basis for all material investment decisions. We help you create this important document, and research, analyze, and recommend investments consistent with your policy.

Investment Policy Development- An investment policy statement serves as the basis for all material investment decisions. We help you create this important document, and research, analyze, and recommend investments consistent with your policy.

Asset Allocation Modeling - We provide discretionary management for trustee-directed plans interested in delegating investment decisions; or we provide third party asset allocation and investment recommendations to trustee-directed plans. Finally, we design and manage risk-based asset allocation model options for “open architecture” participant- directed company retirement plans.

Manager Research and Selection- We research the universe of available money managers and using the criteria set forth in the investment policy statement, we recommend leading money managers.

Strategic Employee Financial Education - We develop a customized program identity and execute a campaign to communicate plan details and investment information to maximize employee appreciation and understanding. We also provide stand-alone employee financial education seminars and one-on-one sessions.