We develop broad, globally diversified portfolios that are designed to minimize risk and maximize return.  We provide value by creating efficient portfolios, minimizing taxes and expenses, and utilizing a disciplined rebalancing approach to capture gains and maintain efficiency.

Our investment services are offered through Charles Schwab & Co., Inc. (Schwab) The benefit of this arrangement for clients is a system of checks and balances. We retain the benefit of independence and objectivity while providing clients with a third party to safeguard assets and provide monthly reporting. We maintain an independent portfolio accounting system to reconcile Schwab transactions

Through Schwab we are able to access no-load and institutional mutual funds, exchange traded funds, separate accounts, stocks, bonds, certificates of deposit, and alternative investments.